Your Complete Home Buying Guide
From first-time buyer tips to investment property strategies, learn everything you need to make smart real estate decisions.
The Home Buying Process
1
Get Pre-Approved
Determine your budget and get pre-approved for a mortgage
2
Find Your Home
Search for properties and attend showings with your agent
3
Make an Offer
Submit a competitive offer and negotiate terms
4
Close the Deal
Complete inspections, finalize financing, and close
Financial Considerations
- Down Payment: Save 3-20% of home price
- Closing Costs: Budget 2-5% of home price
- Emergency Fund: Keep 3-6 months of expenses
- Monthly Costs: Include taxes, insurance, HOA
Property Features
- Location: Consider commute, schools, amenities
- Size & Layout: Plan for current and future needs
- Condition: Factor in repair and maintenance costs
- Resale Value: Consider long-term appreciation
First-Time Buyer Programs
Down Payment Assistance
State and local programs offering grants and low-interest loans
Find Programs →