Mortgage & Home Loan Guide
Navigate the world of home financing with confidence. Learn about mortgage types, qualification requirements, and strategies to secure the best rates.
Mortgage Types
- Conventional Loans: Standard mortgages with competitive rates
- FHA Loans: Government-backed loans with lower down payments
- VA Loans: Special loans for veterans and military personnel
- USDA Loans: Rural development loans with no down payment
Qualification Tips
- Credit Score: Aim for 620+ for conventional loans
- Debt-to-Income: Keep total debt under 43% of income
- Down Payment: Save 3-20% depending on loan type
- Employment: Stable income for 2+ years preferred
Calculate Your Mortgage Payments
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