Secure your financial future with comprehensive retirement planning. Learn about 401k strategies, IRA optimization, and how to build a retirement income that lasts.
Employer-sponsored retirement plans with potential matching contributions. High contribution limits and tax advantages.
Tax-deductible contributions with tax-deferred growth. Required minimum distributions at age 73.
After-tax contributions with tax-free growth and withdrawals. No required distributions during your lifetime.
Triple tax advantage: deductible contributions, tax-free growth, tax-free withdrawals for medical expenses.
For self-employed individuals and small business owners. Higher contribution limits based on income.
No contribution limits or withdrawal restrictions. Flexibility for early retirement or large expenses.
3-6 months expenses in high-yield savings
Get full 401(k) match - it's free money!
Pay off credit cards (>6% interest)
Maximize Roth or Traditional IRA
Contribute up to annual limit
After maxing tax-advantaged accounts
Withdraw 4% of your portfolio annually for a 30-year retirement. Need $50k/year? Save $1.25 million.
Aim to replace 70-80% of pre-retirement income. Account for lower taxes and eliminated work expenses.
Delay claiming until age 70 for maximum benefits. Factor into your overall retirement income plan.
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Waiting until your 40s to start saving means missing years of compound growth. Start now, even with small amounts.
Not contributing enough to get your full employer match is leaving free money on the table.
Being too conservative in your 20s and 30s means missing out on growth potential.
Withdrawing from retirement accounts early results in penalties and lost compound growth.
The information provided on this website is for educational and informational purposes only and should not be considered as financial advice. We are not licensed financial advisors, and the content should not replace professional financial guidance tailored to your specific situation.
Always do your own research and consult with qualified professionals before making financial decisions.